PT BAT Instrumen Bank Internasional
PT BAT Instrumen Bank Internasional entered Indonesia’s financial and regulatory landscape in 2019 with an unwavering dedication to lawful stewardship. Although the institution operates in the financial sector, its foundation is deeply rooted in legal governance and regulatory discipline. From its earliest days, the Bank recognized that its work, particularly involving sovereign assets and gold-backed legal tender, required a framework that could withstand the highest levels of scrutiny under Indonesian and international law. This understanding has shaped the Bank’s identity, positioning it as a legally disciplined institution built on clear mandates, verifiable processes, and transparent oversight.
The cornerstone of BAT Bank’s legal structure is the Carpeaurum Legal Tender System, a mechanism that required extensive legal validation before becoming operational. Unlike conventional currency systems, Carpeaurum is backed by verified in-ground, unmined, and legally recognized gold assets. Its introduction required collaboration with government authorities, mineral verification agencies, and regulatory bodies to ensure that every element, from asset certification to tender approval, aligned with established statutory frameworks. The Bank’s insistence on legality over convenience has allowed Carpeaurum to gain recognition as an environmentally responsible, legally compliant tender system.
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Operating under extensive government oversight,
including endorsement from Indonesia’s highest offices, BAT Bank adheres to strict legal benchmarks set by Bank Indonesia, the Ministry of Finance, and global compliance regimes. Its custodial responsibilities, overseeing more than USD 10 trillion in sovereign wealth funds and managing assets valued at more than USD 17 trillion, require meticulous legal safeguards. Every asset under custodial protection is subject to formal verification procedures, enforceable reporting standards, and contractual guarantees designed to protect clients, governments, and beneficiaries alike.
The leadership team strengthens
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BAT Bank’s legal responsibilities extend
to its partnerships as well. Working with global institutions such as HSBC UK, UBS Switzerland, Deutsche Bank, and Barclays requires strict adherence to cross-border financial laws, multi-jurisdictional compliance, and international due diligence obligations. The Bank governs each collaboration through negotiated legal instruments, confidentiality frameworks, and standardized controls to ensure that all parties operate within defined legal boundaries.
The institution’s regulatory obligations also encompass data protection, privacy law, and ESG-aligned legal standards. Compliance with the Indonesian Personal Data Protection Law, GDPR-influenced protocols, Anti-Money Laundering statutes, and Counter-Terrorism Financing regulations is mandatory across all internal and external activities. The Bank’s legal and compliance divisions review all public statements, publications, and social-media outputs to maintain this legal discipline.
Today, PT BAT Instrumen Bank Internasional stands not merely as a financial entity but as a legal guardian committed to lawful asset stewardship. Its mission is grounded in a respect for environmental law, sovereign rights, and the principle “Primum Non Nocere,” a reminder that every action must be defensible, ethical, and anchored in the rule of law.
Contact PT BAT Instrumen Bank Internasional
Address
Sampoerna Strategic Square, South Tower, 8th Floor Jl. Jenderal Sudirman, Jakarta,
Phone
+62-21-577-0067